![]() ![]() Lower-income households have incomes lower than two-thirds of the median, and upper-income households have incomes that are more than double the median. In our analysis, “middle-income” Americans are adults whose annual household income is two-thirds to double the national median, after incomes have been adjusted for household size. adults by income tier, as well as how they compare with others in their own demographic profile. ![]() Pew Research Center designed this calculator as a way for users to see, based on the Center’s analysis, where they appear in the distribution of U.S. In a Center survey conducted in April 2020, only 23% of lower-income adults said they had rainy day funds that could last three months, compared with 48% of middle-income adults and 75% of upper-income adults. The survey found that 36% of lower-income adults and 28% of middle-income adults said they had lost a job or taken a pay cut due to the coronavirus outbreak, compared with 22% of upper-income adults. Lower-income adults, already under significant financial pressure, have been especially vulnerable to the economic fallout from the COVID-19 outbreak in 2020, according to a Pew Research Center survey conducted April 29-May 5, 2020. The estimated share living in upper-income households is greatest in San Jose-Sunnyvale-Santa Clara, California (34%) and the smallest in El Centro, California (7%). The share of adults who live in lower-income households ranges from 16% in Ogden-Clearfield to 49% in Las Cruces. ![]() Our latest analysis shows that the share of adults who live in middle-income households varies widely across the 260 metropolitan areas examined, from 39% in Las Cruces, New Mexico, to 67% in Ogden-Clearfield, Utah. ![]()
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